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Teamwork is a big part of the culture at Mark IV Builders. It's everyone's responsibility to work together and participate in company operations, even when doing so extends beyond normal job descriptions.
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Just 3 of the Fisher Group's 16 employees were on the company's Blue Cross/Blue Shield health insurance plan. “Nobody participated except the older people in the company because rates were so high,” says Eileen Cross, office manager at the Annandale, Va., design/build firm.
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One item weighing down every remodeler's toolbelt is the cost of workers' compensation. Some states are admitting that their systems are broken and are trying to fix them.
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When David Crane brought in a representative from Aflac to speak to his employees about supplemental insurance coverage, 75% of them signed up for at least one type of coverage. However, during the past few years, many of his employees have cancelled their coverage.
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When Candi and Troy Hilton closed their remodeling company to move to another state, they wanted to make sure clients from their eight years in business were protected. Candi talked to their insurance agent and found out about discontinued-operation insurance.
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Roofing contractors express skepticism, and some shingle makers seem cautious. Still, the insurance industry has charged forward promoting impact-resistant (IR) shingles to stave off hail damage.
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Sun Light & Power Company in Berkeley had a provision in its contract that ownership of materials didn't transfer to the homeowners until they paid for it. This helped the company preserve its right to repossession if equipment wasn't paid for.
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Marla Selko does her due diligence on remodelers: their licensing and insurance, their workmanship and expertise, their responsiveness to clients. She does her due diligence on homeowners: their project scope and budget, their expectations, location, and timeline. Then she plays matchmaker between...
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Pity poor Florida. August and September 2004 saw four deadly hurricanes within six weeks, resulting in billions of dollars' worth of damage to homes and businesses and an ongoing, critical need for experienced, licensed construction professionals, especially roofers. But if you're an out-of-state...