Insurance

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    Employees or subcontractors

    In recent years, many remodelers have taken up the subcontractor mantle -- for trades in particular. But many feel just as strongly that having employees is the model to follow. There is, of course, no right or wrong way to run your business -- just considerations of the strengths and challenges of...

     
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    Protective covers good for fixtures, company image

    Between liability insurance, workers' compensation, and backed-up hard drives, your business is well protected. But do you also take steps to protect your clients' investments, particularly while crews are on site? Taking just a few extra minutes to cover a bathtub or lay carpet film goes a long...

     
  • Challenges involved in managing benefits

    In the second installment of our three-part series on benefits, REMODELING examines the challenges involved in managing benefits, as well as the pros and cons of the most common approaches.

     
  • Keep record of subcontractor's insurance

    Keeping up with subcontractors' insurance records can be a burden for a small remodeling company.

     
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    2006 Wage & Benefit Survey

    A good pay and benefit package helps remodelers attract and keep good employees. How does your company measure up?

     
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    Insurance claims are easier to settle if you have photos

    An earthmover tips into a foundation hole … your super backs a truck into a homeowner's car … a subcontractor gouges a glass cooktop while installing a fan. Accidents happen, and when they do a strong case made by photographs will bolster your insurance claim.

     
  • Protecting your business against embezzlement

    Unraveling embezzlement can be as complicated as an episode of Law & Order. Remodeler Joe Christ says the trade background of most remodelers leaves them at a disadvantage.

     
  • Some of the Big50 answer business questions about payments

    Some of the Big50 answer the question: How do you handle clients who do not pay invoices?

     
  • Insurance 101

    Consult with your insurance broker for additional information on these and other common types of commercial insurance. More detailed explanations are also available at www.insurancebuzzer .com operated by Scott Simmonds of Insurance Consultants of Maine.

     
  • Insurance Reassurance

    Remodelers are facing one of the most unforgiving insurance markets in years. Slammed by soaring premiums and multiplying exclusions, impenetrable contracts and fleeing providers, they're struggling to afford and hold onto good commercial policies that won't leave them high and dry on the rare...