Insurance

  • Safety is Important, Especially During Slowdowns

    If your company doesn't have a safety culture, start to develop one now, particularly if you anticipate any slowdowns.

     
  • What Remodelers Need To Know About Their General Liability Insurance Policy

    Your general liability insurance policy may cover less than you think. Don't be caught off-guard.

     
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    Under normal circumstances, overtime costs about the same as straight time

    When employees work overtime, you are obliged to pay them time-and-a-half. That sounds expensive, but OT hours don't really cost 50% more than regular hours. In fact, under normal circumstances, overtime costs about the same as straight time.

     
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    The 412(i) plan is a retirement investment option for small-business owners

    The 412(i) plan is a retirement investment option for small-business owners with a high, stable income who need to catch up on adding funds to their retirement savings.

     
  • Getting employees back to work

    In April 2002, a laborer who had been with Dover Home Remodelers, North Olmsted, Ohio, for five months injured his rotator cuff. He went through rehabilitation and eventually had surgery, after which his physician said he showed “medical maximum improvement.”

     
  • Research drivers before you insure

    Insurance is often reactive: have an accident, file a claim. But avoiding claims will keep your premiums down. So when it comes to auto insurance, remodelers must be proactive.

     
  • Big50 objectively evaluated

    Every year since 1986, we have devoted this issue to profiles of the Big50 -- owners of successful, growing remodeling companies of various sizes that are among the best in America. To select the Big50, we measure hundreds of candidates against an array of objective benchmarks, looking for those...

     
  • David Nachbar of Bausch and Lomb

    David Nachbar of Bausch and Lomb answers questions.

     
  • Health insurance costs rise

    Health insurance prices have risen dramatically in recent years, to the point that coverage is nearly prohibitively expensive for small-business owners. Remodeling, and the construction industry as a whole, has always lagged behind in providing health insurance for its workers, and that problem is...

     
  • Web Extra: Would You Like Insurance With That?

    It's inherent in the concept of total compensation that the cost of employee benefits will limit employee wages. Health insurance, in particular, is so expensive that the hourly cost to most remodelers is equal to as much as $4 per hour. So what do you do if an employee declines coverage and then...