The Democratic party has big plans for affordable housing in the United States, which could affect the U.S. housing market over the next four years if Hillary Clinton is elected.

The party plans to increase the federal government’s role in the housing market, according to the agenda recently passed at the Democratic National Convention. Their agenda proposes an increase in funding for the National Housing Trust Fund, with which it could build and maintain housing for poor and minority buyers, and purportedly create millions of jobs.

A sudden surplus of cheaper rental properties might drive down rents nationwide, however, which in turn could decrease home ownership rates, according to Marquette University’s Andrew Hanson. And the Democratic party has defended the Dodd-Frank Wall Street Reform and Consumer Protection Act, which has made it harder for developers to get the loans that they need to build any housing at all. This includes affordable housing, according to’s Jonathan Smoke.

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