Business Credit Services offers small-business owners a plan to separate their business from their personal credit. The Business Credit Builder kit uses audio CDs, DVDs of seminars, and five workbooks to walk business owners through the steps of building business credit. The Las Vegas company also offers a coaching program that comes with the kit and gives users 5 one-on-one counseling sessions over a six-month period and access to 13 interactive phone classes.
President David Gass and a partner wrote and self-published a book on this topic called Building Business Credit for Business Owners. Overwhelming response to the book prompted Gass to start a business providing credit-building services and plans to small-business owners.
Gass says that the plan is designed for any business owner who wants to learn to manage cash flow using credit. “You do not need to use your own money. You can use equity financing or credit to extend your cash flow,” he says. This especially applies to small construction companies where the customer does not pay until the job is completed. “You have to wait to get paid, but you're paying cash for items that you need to run a business,” Gass says, referring to items such as office supplies.
Most users of the program have fewer than 10 employees. One hint that Gass offers is to make sure a company is listed with all five business credit bureaus. Business Credit Services also provides users with a list of more than 3,000 ven dors who are willing to grant credit to small busi nesses. The vendors include companies that offer office supplies, computers, and construction materials.
For more information, call 866.254.6076 or visit www.corporatecredit.biz.